From your first detail to your full protection plan — in four simple steps that take less than five minutes.
Insure Barometer is designed so that anyone — regardless of financial literacy level — can understand their insurance needs and take action.
The assessment begins with four key pieces of information — all tailored to Uganda's financial reality:
Name, age, email, phone number.
Government, Private Sector, Self-Employed, or Student — each has different tax and NSSF rules.
Gross salary. The system auto-calculates PAYE (URA 2024/25 bands) and NSSF (5% for Private/Students; not applicable for Government workers).
Children, spouse, and elderly parents — each increases your recommended cover.
Once your details are entered, Insure Barometer calculates your complete financial protection picture:
Based on age, occupation, dependants, existing cover, and income. Shows urgency level: LOW, MEDIUM, or HIGH.
Calculated from your monthly expenses × multiplier (standard 5×). Gives your family 5 years of protection.
60% of net income for basic needs. 40% distributed across 5 financial instruments with personalised percentages.
See what your allocated investments will grow to over 10 years across Unit Trusts, SACCO, Bank, and NSSF Smart Life.
The Policy Document Checker guides you through every section of your existing insurance policy — so you truly understand what you've bought.
Company details, policy type, description, beneficiaries, start dates, maturity, benefits, and terms & conditions.
Mark each section as read, flag anything unclear, and add personal notes. Progress is tracked across all sections.
Once all 8 sections are reviewed, receive a named Certificate of Policy Review — shareable via WhatsApp.
Flagged sections are compiled into a professional WhatsApp message to your insurance agent — one tap to send.
With your gaps identified and your policy understood, Insure Barometer gives you a clear, actionable path forward.
Get life cover → Add medical cover → Review every 3 years. Specific to your risk profile and gaps.
Browse 10+ verified insurers, banks, and SACCOs. Contact them directly via WhatsApp or phone.
Generate a full PDF report with all your results, allocations, projections, and recommendations.
Use the Premium Tracker to log all your insurance policies, renewal dates, and set reminders before they lapse.
It takes less than 5 minutes. No registration required to begin your free assessment.