/* ═══════════════════════════════════════════════════
   Mansa Musa Renaissance Financials Ltd
   Main Stylesheet — Professional Fintech Design
═══════════════════════════════════════════════════ */

/* ── DESIGN TOKENS ── */
:root {
  --navy:       #0F1F45;
  --navy-mid:   #1B3A6B;
  --blue:       #2563EB;
  --blue-light: #3B82F6;
  --blue-pale:  #EFF6FF;
  --green:      #059669;
  --green-mid:  #10B981;
  --green-light:#D1FAE5;
  --green-pale: #ECFDF5;
  --white:      #FFFFFF;
  --off-white:  #F8FAFC;
  --gray-50:    #F9FAFB;
  --gray-100:   #F3F4F6;
  --gray-200:   #E5E7EB;
  --gray-400:   #9CA3AF;
  --gray-600:   #4B5563;
  --gray-700:   #374151;
  --gray-900:   #111827;
  --gold:       #D97706;
  --gold-light: #FEF3C7;
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md:  0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.06);
  --shadow-lg:  0 10px 25px rgba(0,0,0,0.10), 0 4px 10px rgba(0,0,0,0.06);
  --shadow-xl:  0 20px 50px rgba(0,0,0,0.12);
  --radius-sm:  6px;
  --radius:     10px;
  --radius-lg:  16px;
  --radius-xl:  24px;
  --transition: 0.22s cubic-bezier(0.4,0,0.2,1);
  --font:       'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --container:  1200px;
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font);
  background: var(--white);
  color: var(--gray-700);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; font-family: var(--font); }
input, textarea, select { font-family: var(--font); }

/* ── UTILITIES ── */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4, h5 { font-weight: 700; line-height: 1.2; color: var(--gray-900); }
h1 { font-size: clamp(2rem, 5vw, 3.25rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); letter-spacing: -0.015em; }
h3 { font-size: clamp(1.15rem, 2vw, 1.4rem); }
h4 { font-size: 1.1rem; }
p  { font-size: 1rem; line-height: 1.75; color: var(--gray-600); }
.lead { font-size: 1.15rem; line-height: 1.7; }
.caption { font-size: 0.875rem; color: var(--gray-400); }

/* ── SECTION LABELS ── */
.section-label {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.78rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--blue);
  background: var(--blue-pale); border-radius: 20px;
  padding: 5px 14px; margin-bottom: 16px;
}
.section-label.green { color: var(--green); background: var(--green-pale); }
.section-label.gold  { color: var(--gold);  background: var(--gold-light); }

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-size: 0.95rem; font-weight: 600; border: none; border-radius: var(--radius);
  padding: 13px 28px; cursor: pointer; transition: all var(--transition);
  white-space: nowrap; text-decoration: none;
}
.btn-primary {
  background: var(--blue); color: var(--white);
  box-shadow: 0 4px 14px rgba(37,99,235,0.3);
}
.btn-primary:hover { background: #1D4ED8; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(37,99,235,0.4); }
.btn-green {
  background: var(--green); color: var(--white);
  box-shadow: 0 4px 14px rgba(5,150,105,0.3);
}
.btn-green:hover { background: #047857; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(5,150,105,0.4); }
.btn-outline {
  background: transparent; color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
}
.btn-outline:hover { background: rgba(255,255,255,0.12); border-color: #fff; }
.btn-outline-blue {
  background: transparent; color: var(--blue);
  border: 2px solid var(--blue);
}
.btn-outline-blue:hover { background: var(--blue); color: #fff; }
.btn-lg { padding: 16px 36px; font-size: 1.05rem; border-radius: 12px; }
.btn-sm { padding: 9px 20px; font-size: 0.875rem; }

/* ── NAVIGATION ── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  padding: 0;
  transition: all 0.3s ease;
}
.nav.scrolled {
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 1px 0 rgba(0,0,0,0.08), var(--shadow-sm);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}
.nav-logo {
  display: flex; align-items: center; gap: 12px; text-decoration: none;
}
.nav-logo-mark {
  width: 42px; height: 42px; border-radius: 10px;
  background: linear-gradient(135deg, var(--navy-mid), var(--blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; font-weight: 900; color: white; letter-spacing: -0.5px;
  flex-shrink: 0;
}
.nav-logo-text { display: flex; flex-direction: column; }
.nav-logo-name { font-size: 0.95rem; font-weight: 800; color: var(--navy); line-height: 1.1; }
.nav-logo-sub  { font-size: 0.67rem; color: var(--gray-400); font-weight: 500; letter-spacing: 0.05em; }
.nav.scrolled .nav-logo-name { color: var(--navy); }
.nav:not(.scrolled) .nav-logo-name { color: white; }
.nav:not(.scrolled) .nav-logo-sub  { color: rgba(255,255,255,0.6); }

.nav-links {
  display: flex; align-items: center; gap: 6px;
}
.nav-link {
  font-size: 0.9rem; font-weight: 500; padding: 8px 14px;
  border-radius: var(--radius-sm); transition: all var(--transition);
  text-decoration: none;
}
.nav:not(.scrolled) .nav-link { color: rgba(255,255,255,0.88); }
.nav:not(.scrolled) .nav-link:hover { background: rgba(255,255,255,0.12); color: white; }
.nav.scrolled .nav-link { color: var(--gray-600); }
.nav.scrolled .nav-link:hover { background: var(--gray-100); color: var(--gray-900); }
.nav-link.active-page { font-weight: 700; }
.nav:not(.scrolled) .nav-link.active-page { color: white; }
.nav.scrolled .nav-link.active-page { color: var(--blue); }

.nav-cta { display: flex; align-items: center; gap: 10px; }
.nav-hamburger {
  display: none; flex-direction: column; gap: 5px;
  background: none; border: none; padding: 8px; cursor: pointer;
}
.nav-hamburger span {
  display: block; width: 24px; height: 2px; border-radius: 2px;
  transition: all 0.3s ease;
}
.nav:not(.scrolled) .nav-hamburger span { background: white; }
.nav.scrolled .nav-hamburger span { background: var(--gray-700); }

/* Mobile menu */
.mobile-menu {
  display: none; position: fixed; top: 72px; left: 0; right: 0;
  background: white; box-shadow: var(--shadow-xl); z-index: 999;
  padding: 20px; border-top: 1px solid var(--gray-100);
}
.mobile-menu.open { display: flex; flex-direction: column; gap: 4px; }
.mobile-menu .nav-link { color: var(--gray-700); padding: 12px 16px; border-radius: var(--radius); }
.mobile-menu .nav-link:hover { background: var(--gray-100); }
.mobile-menu .btn { width: 100%; justify-content: center; margin-top: 12px; }

/* ── HERO ── */
.hero {
  min-height: 100vh; display: flex; align-items: center;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, #1E40AF 100%);
  position: relative; overflow: hidden; padding: 120px 0 80px;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-orb {
  position: absolute; border-radius: 50%;
  filter: blur(80px); opacity: 0.15;
}
.hero-orb-1 { width: 600px; height: 600px; background: var(--blue-light); top: -200px; right: -100px; }
.hero-orb-2 { width: 400px; height: 400px; background: var(--green-mid); bottom: -100px; left: -50px; }

.hero-content { position: relative; z-index: 2; max-width: 760px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2);
  border-radius: 20px; padding: 6px 16px;
  font-size: 0.8rem; font-weight: 600; color: rgba(255,255,255,0.9);
  margin-bottom: 24px; backdrop-filter: blur(10px);
}
.hero-badge .dot { width: 6px; height: 6px; background: var(--green-mid); border-radius: 50%; }
.hero h1 { color: white; margin-bottom: 12px; }
.hero h1 span { color: #93C5FD; }
.hero-slogan {
  font-size: 1.15rem; font-weight: 500;
  color: rgba(255,255,255,0.7); margin-bottom: 20px;
  font-style: italic; letter-spacing: 0.01em;
}
.hero p { color: rgba(255,255,255,0.75); font-size: 1.1rem; max-width: 580px; margin-bottom: 36px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-stats {
  display: flex; gap: 40px; margin-top: 56px; padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.hero-stat-num {
  font-size: 1.8rem; font-weight: 800; color: white; line-height: 1;
}
.hero-stat-label { font-size: 0.8rem; color: rgba(255,255,255,0.55); margin-top: 4px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 140px 0 72px; text-align: center; position: relative; overflow: hidden;
}
.page-hero::after {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 60px;
  background: white; clip-path: ellipse(55% 100% at 50% 100%);
}
.page-hero h1 { color: white; }
.page-hero p { color: rgba(255,255,255,0.72); max-width: 580px; margin: 16px auto 0; font-size: 1.1rem; }

/* ── SECTIONS ── */
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-alt { background: var(--off-white); }
.section-dark { background: var(--navy); }
.section-header { text-align: center; max-width: 680px; margin: 0 auto 56px; }
.section-header p { font-size: 1.05rem; margin-top: 14px; }

/* ── CARDS ── */
.card {
  background: white; border-radius: var(--radius-lg);
  padding: 32px; border: 1px solid var(--gray-100);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.card-icon {
  width: 52px; height: 52px; border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px; font-size: 22px;
}
.card-icon-blue  { background: var(--blue-pale);  }
.card-icon-green { background: var(--green-pale); }
.card-icon-gold  { background: var(--gold-light); }
.card-icon-navy  { background: linear-gradient(135deg,var(--navy),var(--navy-mid)); }

/* ── GRID LAYOUTS ── */
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; align-items: center; }

/* ── VALUES ── */
.value-card {
  padding: 28px; border-radius: var(--radius-lg); border: 1px solid var(--gray-200);
  background: white; position: relative; overflow: hidden;
}
.value-card::before {
  content: ''; position: absolute; top: 0; left: 0; width: 4px; height: 100%;
  background: linear-gradient(180deg, var(--blue), var(--green));
  border-radius: 4px 0 0 4px;
}
.value-num { font-size: 2.5rem; font-weight: 900; color: var(--gray-100); line-height: 1; margin-bottom: 6px; }

/* ── FEATURES ── */
.feature-list { display: flex; flex-direction: column; gap: 20px; }
.feature-item { display: flex; gap: 16px; align-items: flex-start; }
.feature-check {
  width: 24px; height: 24px; border-radius: 50%; background: var(--green-light);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; margin-top: 3px; font-size: 12px; color: var(--green);
}
.feature-item h4 { margin-bottom: 4px; font-size: 0.95rem; }
.feature-item p  { font-size: 0.88rem; margin: 0; }

/* ── STEPS ── */
.steps { display: flex; gap: 0; position: relative; }
.steps::before {
  content: ''; position: absolute; top: 28px; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--green));
  z-index: 0;
}
.step { flex: 1; text-align: center; position: relative; z-index: 1; padding: 0 16px; }
.step-num {
  width: 56px; height: 56px; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--navy-mid));
  color: white; font-size: 1.1rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px; box-shadow: 0 4px 16px rgba(37,99,235,0.3);
  border: 4px solid white;
}
.step h4 { margin-bottom: 8px; }
.step p  { font-size: 0.88rem; }

/* ── PARTNER CARDS ── */
.partner-card {
  background: white; border: 1px solid var(--gray-100); border-radius: var(--radius-lg);
  padding: 28px 24px; text-align: center;
  transition: all var(--transition); cursor: default;
}
.partner-card:hover { border-color: var(--blue); box-shadow: var(--shadow-md); transform: translateY(-3px); }
.partner-icon {
  width: 64px; height: 64px; border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin: 0 auto 16px;
}

/* ── CTA SECTION ── */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, var(--blue) 100%);
  padding: 88px 0; text-align: center; position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='20'/%3E%3C/g%3E%3C/svg%3E");
}
.cta-section h2 { color: white; position: relative; }
.cta-section p  { color: rgba(255,255,255,0.72); font-size: 1.1rem; margin: 16px 0 36px; position: relative; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; position: relative; }

/* ── CONTACT FORM ── */
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block; font-size: 0.875rem; font-weight: 600;
  color: var(--gray-700); margin-bottom: 7px;
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%; padding: 12px 16px; font-size: 0.95rem;
  border: 1.5px solid var(--gray-200); border-radius: var(--radius);
  background: white; color: var(--gray-900);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  border-color: var(--blue); box-shadow: 0 0 0 3px rgba(37,99,235,0.1);
}
.form-group textarea { resize: vertical; min-height: 130px; }
.form-2col { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* ── PRODUCT PAGE ── */
.product-hero {
  background: linear-gradient(135deg, #0F1F45 0%, #1B3A6B 40%, #1E40AF 80%, #047857 100%);
  padding: 140px 0 80px; position: relative; overflow: hidden;
}
.product-hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Crect x='0' y='0' width='40' height='40'/%3E%3Crect x='40' y='40' width='40' height='40'/%3E%3C/g%3E%3C/svg%3E");
}
.product-hero-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 2; }
.product-hero h1 { color: white; }
.product-hero p { color: rgba(255,255,255,0.72); font-size: 1.05rem; margin-top: 12px; }
.product-hero-badge { background: rgba(5,150,105,0.2); border: 1px solid rgba(16,185,129,0.4); color: #6EE7B7; border-radius: 20px; padding: 5px 14px; font-size: 0.78rem; font-weight: 700; display: inline-block; margin-bottom: 16px; }

.app-mockup {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-xl); padding: 28px; backdrop-filter: blur(20px);
}
.mockup-header { display: flex; align-items: center; gap: 8px; margin-bottom: 20px; }
.mockup-dot { width: 10px; height: 10px; border-radius: 50%; }
.mockup-row { height: 12px; background: rgba(255,255,255,0.1); border-radius: 6px; margin-bottom: 10px; }
.mockup-row-short { width: 60%; }
.mockup-row-med   { width: 80%; }
.mockup-card {
  background: rgba(255,255,255,0.1); border-radius: var(--radius); padding: 16px; margin-bottom: 12px;
}
.mockup-metric {
  font-size: 1.4rem; font-weight: 800; color: #93C5FD; margin-bottom: 4px;
}
.mockup-label { font-size: 0.72rem; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 0.06em; }
.mockup-bar-track { background: rgba(255,255,255,0.08); border-radius: 4px; height: 8px; margin-top: 10px; overflow: hidden; }
.mockup-bar-fill  { height: 100%; border-radius: 4px; background: linear-gradient(90deg, #3B82F6, #10B981); }

/* ── FEATURE GRID ── */
.feature-card {
  background: white; border: 1px solid var(--gray-100); border-radius: var(--radius-lg);
  padding: 28px; transition: all var(--transition);
}
.feature-card:hover { border-color: var(--blue); box-shadow: var(--shadow-md); }
.feature-card-icon {
  font-size: 2rem; margin-bottom: 14px; display: block;
}
.feature-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.feature-card p  { font-size: 0.88rem; margin: 0; }
.feature-badge { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.07em; padding: 3px 10px; border-radius: 20px; display: inline-block; margin-top: 10px; }
.badge-blue  { background: var(--blue-pale);  color: var(--blue); }
.badge-green { background: var(--green-pale); color: var(--green); }
.badge-gold  { background: var(--gold-light); color: var(--gold); }

/* ── PROCESS / HOW IT WORKS ── */
.process-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; }
.process-step { padding: 36px 28px; background: white; position: relative; text-align: center; }
.process-step:not(:last-child)::after {
  content: '→'; position: absolute; right: -14px; top: 50%; transform: translateY(-50%);
  font-size: 1.4rem; color: var(--gray-200); z-index: 2;
}
.process-num {
  font-size: 4rem; font-weight: 900; line-height: 1;
  color: var(--gray-100); margin-bottom: 8px;
}
.process-icon { font-size: 2rem; margin-bottom: 12px; }
.process-step h3 { font-size: 1rem; margin-bottom: 8px; }
.process-step p  { font-size: 0.85rem; }

/* ── STATS BAR ── */
.stats-bar { background: var(--navy); padding: 48px 0; }
.stats-bar-inner { display: flex; justify-content: space-around; flex-wrap: wrap; gap: 32px; }
.stat-item { text-align: center; }
.stat-num { font-size: 2.2rem; font-weight: 900; color: white; line-height: 1; }
.stat-num span { color: var(--green-mid); }
.stat-label { font-size: 0.8rem; color: rgba(255,255,255,0.55); margin-top: 5px; text-transform: uppercase; letter-spacing: 0.06em; }

/* ── TESTIMONIAL / QUOTE ── */
.quote-block {
  background: linear-gradient(135deg, var(--blue-pale), var(--green-pale));
  border-left: 4px solid var(--blue); border-radius: var(--radius-lg);
  padding: 32px; margin: 40px 0;
}
.quote-text { font-size: 1.15rem; font-style: italic; color: var(--gray-700); }
.quote-attr { margin-top: 14px; font-size: 0.875rem; font-weight: 600; color: var(--blue); }

/* ── BREADCRUMB ── */
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 0.85rem; }
.breadcrumb a { color: rgba(255,255,255,0.6); transition: color var(--transition); }
.breadcrumb a:hover { color: white; }
.breadcrumb span { color: rgba(255,255,255,0.4); }
.breadcrumb .current { color: rgba(255,255,255,0.9); font-weight: 500; }

/* ── FOOTER ── */
.footer { background: var(--gray-900); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
.footer-brand p { font-size: 0.875rem; color: #6B7280; margin-top: 12px; max-width: 280px; line-height: 1.65; }
.footer-col h5 { font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: #9CA3AF; margin-bottom: 18px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { font-size: 0.875rem; color: #6B7280; transition: color var(--transition); }
.footer-col ul li a:hover { color: white; }
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.footer-logo-mark {
  width: 36px; height: 36px; border-radius: 8px;
  background: linear-gradient(135deg, var(--navy-mid), var(--blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 900; color: white;
}
.footer-logo-name { font-size: 0.85rem; font-weight: 800; color: white; }
.footer-bottom {
  margin-top: 48px; padding: 24px 0; border-top: 1px solid #1F2937;
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.8rem; color: #4B5563;
}
.footer-bottom a { color: #6B7280; transition: color var(--transition); }
.footer-bottom a:hover { color: #D1D5DB; }
.footer-social { display: flex; gap: 12px; }
.social-link {
  width: 34px; height: 34px; border-radius: 8px; background: #1F2937;
  display: flex; align-items: center; justify-content: center;
  color: #6B7280; font-size: 15px; transition: all var(--transition);
}
.social-link:hover { background: var(--blue); color: white; }

/* ── NOTICE BANNER ── */
.notice-bar {
  background: linear-gradient(90deg, var(--green), #059669);
  padding: 10px 0; text-align: center;
}
.notice-bar p { color: white; font-size: 0.875rem; font-weight: 500; margin: 0; }
.notice-bar a { color: white; font-weight: 700; text-decoration: underline; }

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; } to { opacity: 1; }
}
.animate-fade-up { animation: fadeUp 0.6s ease both; }
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* ── DIVIDER ── */
.divider { height: 1px; background: var(--gray-100); margin: 40px 0; }

/* ── ALERT / HIGHLIGHT BOX ── */
.highlight-box {
  background: var(--blue-pale); border: 1px solid rgba(37,99,235,0.15);
  border-radius: var(--radius-lg); padding: 24px; display: flex; gap: 16px;
}
.highlight-box.green { background: var(--green-pale); border-color: rgba(16,185,129,0.2); }
.highlight-icon { font-size: 1.5rem; flex-shrink: 0; }
.highlight-box h4 { margin-bottom: 4px; color: var(--navy); }
.highlight-box p  { margin: 0; font-size: 0.9rem; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .process-grid { grid-template-columns: repeat(2,1fr); }
  .process-step:nth-child(2)::after { display: none; }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
  .hero { padding: 100px 0 60px; }
  .hero-stats { flex-wrap: wrap; gap: 24px; }
  .grid-3, .grid-2, .grid-2-1, .grid-4 { grid-template-columns: 1fr; }
  .steps { flex-direction: column; gap: 32px; }
  .steps::before { display: none; }
  .product-hero-inner { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr; }
  .process-step::after { display: none; }
  .form-2col { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 14px; text-align: center; }
  .section { padding: 64px 0; }
  .cta-btns { flex-direction: column; align-items: center; }
}

@media (max-width: 480px) {
  .hero-btns { flex-direction: column; }
  .btn-lg { padding: 14px 28px; }
  h1 { font-size: 1.8rem; }
}